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BMW Straightline

What is it?

BMW Straightline is an ideal way to enjoy your vehicle. By selecting the contract term (12 to 84 months) you can tailor monthly repayments to suit your needs.

Full details

The BMW Straightline allows you to own a BMW with a straightforward, conventional fixed monthly instalment.

Decide on your monthly repayment amount and loan tenure, and let us take care of the rest. The rate and tenure are fixed, and when the contract period ends, you become the proud owner of your BMW.

Benefits:

  1. Fixed monthly instalments.
  2. Own your BMW at the end of your loan tenure.
  3. Attractive interest rates from BMW Financial Services.
Terms & Conditions
  1. Financing information provided here does not constitute an offer of sale or approval. Any sale is subject to terms & conditions.
  2. BMW Financial Services (S) Pte Ltd reserves its absolute right to terminate, amend or change its financing plans and the information above without prior notice. BMW Financial Services or its partners are entitled to decline any loan applications at its sole discretion.
  3. The offer above is not applicable with other promotions, unless stated otherwise.
  4. BMW Financial Services recommends to you the BMW Motor Insurance with its financial solution plan, whereby it is underwritten by Liberty Insurance Pte Ltd
  5. For further clarification on your customized BMW Financial Solution, please refer to our BMW Sales Consultants at your preferred BMW Authorised dealer or contact us at 1800-2255-269.

BMW Balloon

What is it?

BMW Straightline is an ideal way to enjoy your vehicle. By selecting the contract term (12 to 84 months) you can tailor monthly repayments to suit your needs.

Full details

The BMW Straightline allows you to own a BMW with a straightforward, conventional fixed monthly instalment.

Decide on your monthly repayment amount and loan tenure, and let us take care of the rest. The rate and tenure are fixed, and when the contract period ends, you become the proud owner of your BMW.

Benefits:

  1. Fixed monthly instalments.
  2. Own your BMW at the end of your loan tenure.
  3. Attractive interest rates from BMW Financial Services.
Terms & Conditions
  1. Financing information provided here does not constitute an offer of sale or approval. Any sale is subject to terms & conditions.
  2. BMW Financial Services (S) Pte Ltd reserves its absolute right to terminate, amend or change its financing plans and the information above without prior notice. BMW Financial Services or its partners are entitled to decline any loan applications at its sole discretion.
  3. The offer above is not applicable with other promotions, unless stated otherwise.
  4. BMW Financial Services recommends to you the BMW Motor Insurance with its financial solution plan, whereby it is underwritten by Liberty Insurance Pte Ltd
  5. For further clarification on your customized BMW Financial Solution, please refer to our BMW Sales Consultants at your preferred BMW Authorised dealer or contact us at 1800-2255-269.

BMW Easy Finance

What is it?

BMW Easy Finance is the financially savvy way to own a BMW with lower upfront instalment.

With monthly payments of just the interest for the first 1 to 3 years (depending on the repayment period selected), you get to enjoy greater cash flow and sheer driving pleasure at the same time.

Full details

Determine your interest period choices with the repayment period you prefer and get ready to enjoy lower monthly payments at the start of your BMW ownership journey .

Different principal repayment and interest period to suit your needs:

Repayment period Interest period Principal + Interest period
7 years First 12 months 13rd to 84th months
First 24 months 25th to 84th months
First 36 months* 37th to 84th months*
6 years First 12 months 13rd to 72th months
First 24 months 25th to 72th months
First 36 months* 37th to 72th months*
5 years First 12 months 13rd to 60th months
First 24 months 25th to 60th months
First 36 months* 37th to 60th months*
4 years First 12 months 13rd to 48th months
First 24 months 24th to 48th months
3 years First 12 months 13rd to 36th months

*valid for LTV 50% and below only.

Benefits:

  1. Better cash flow management
  2. Low commitment on monthly instalment
  3. Deferred your principal payment up to 3 years
  4. Similar interest rate as straight line financing
Terms & Conditions
  1. Financing information provided here does not constitute an offer of sale or approval. Any sale is subject to terms & conditions.
  2. BMW Financial Services (S) Pte Ltd reserves its absolute right to terminate, amend or change its financing plans and the information above without prior notice. BMW Financial Services or its partners are entitled to decline any loan applications at its sole discretion.
  3. The offer above is not applicable with other promotions, unless stated otherwise.
  4. BMW Financial Services recommends to you the BMW Motor Insurance with its financial solution plan, whereby it is underwritten by Liberty Insurance Pte Ltd
  5. For further clarification on your customized BMW Financial Solution, please refer to our BMW Sales Consultants at your preferred BMW Authorised dealer or contact us at 1800-2255-269.

BMW Standard

What is it?

BMW Standard is the simplest and most straightforward usership programme. Have the basics covered and a peace of mind. Usership duration is from 3 to 5 years.

Full details

With BMW Standard usership, experience sheer driving pleasure while enjoying 0% down payment on your vehicle. We help you have the essentials such as routine servicing, warranty and 24hours roadside assistance taken care of so you can focus on enjoying your BMW.

Benefits:

  1. No down payment required
  2. Total debt service ratio (TDSR) unaffected
  3. No vehicle depreciation risk
  4. 1st year road tax included
Terms & Conditions
  1. Financing information provided here does not constitute an offer of sale or approval. Any sale is subject to terms & conditions.
  2. BMW Financial Services (S) Pte Ltd reserves its absolute right to terminate, amend or change its financing plans and the information above without prior notice. BMW Financial Services or its partners are entitled to decline any loan applications at its sole discretion.
  3. The offer above is not applicable with other promotions, unless stated otherwise.
  4. BMW Financial Services recommends to you the BMW Motor Insurance with its financial solution plan, whereby it is underwritten by Liberty Insurance Pte Ltd
  5. For further clarification on your customized BMW Financial Solution, please refer to our BMW Sales Consultants at your preferred BMW Authorised dealer or contact us at 1800-2255-269.

BMW Comprehensive

What is it?

BMW Comprehensive is the package that has it all. Have the ultimate peace of mind with coverage on all your vehicle’s needs with BMW Comprehensive.

Full details

BMW Comprehensive ensures that all your vehicle requirements such as motor insurance, maintenance and road tax are looked after. It is the only usership programme that provides replacement vehicle and tyre replacement. Simply decide on your usership tenure, and sit back, relax and enjoy the smooth journey ahead. Programme period is from 3 to 5 years.

Benefits:

  1. No down payment required
  2. Comprehensive motor insurance
  3. Replacement vehicle
  4. Tyre replacement included
Terms & Conditions
  1. Financing information provided here does not constitute an offer of sale or approval. Any sale is subject to terms & conditions.
  2. BMW Financial Services (S) Pte Ltd reserves its absolute right to terminate, amend or change its financing plans and the information above without prior notice. BMW Financial Services or its partners are entitled to decline any loan applications at its sole discretion.
  3. The offer above is not applicable with other promotions, unless stated otherwise.
  4. BMW Financial Services recommends to you the BMW Motor Insurance with its financial solution plan, whereby it is underwritten by Liberty Insurance Pte Ltd
  5. For further clarification on your customized BMW Financial Solution, please refer to our BMW Sales Consultants at your preferred BMW Authorised dealer or contact us at 1800-2255-269.

BMW Flow

What is it?

Experience the joy of usership and drive the latest BMW every few years with BMW Flow. At the end of your lease term, you have the freedom and a range of options to choose from.

Full details

BMW Flow provides you flexibility by keeping your options open. Go with the flow of this programme and simply customize your usership based on your driving needs. Select your lock in period (18/24/36 months) and enjoy sheer driving pleasure with attractive monthly payments. At the end of your term, you have the power to decide whether you will like to retain your BMW, renew your Flow experience or restart the programme with another model.

Benefits:

  1. Range of options to choose from after the lease
  2. Comprehensive motor insurance
  3. Shorter term commitment
  4. Option to own
Terms & Conditions
  1. Financing information provided here does not constitute an offer of sale or approval. Any sale is subject to terms & conditions.
  2. BMW Financial Services (S) Pte Ltd reserves its absolute right to terminate, amend or change its financing plans and the information above without prior notice. BMW Financial Services or its partners are entitled to decline any loan applications at its sole discretion.
  3. The offer above is not applicable with other promotions, unless stated otherwise.
  4. BMW Financial Services recommends to you the BMW Motor Insurance with its financial solution plan, whereby it is underwritten by Liberty Insurance Pte Ltd
  5. For further clarification on your customized BMW Financial Solution, please refer to our BMW Sales Consultants at your preferred BMW Authorised dealer or contact us at 1800-2255-269.

BMW Flexi

What is it?

BMW Flexi is a 7 year usership programme that comes with an option to purchase anytime at a specially adjusted rate along with many other features such as servicing and maintenance for the first 5 years.

Full details

BMW Flexi Lease allows you to experience usership first and ownership later.

Enjoy fixed monthly payments along with 0% down payment for a fixed period of 7 years. Furthermore, with no depreciation risk, owning a BMW has never been more satisfying.

Benefits:

  1. Option to own
  2. 0% down payment
  3. Routine servicing for first 5 years
  4. No vehicle depreciation
Terms & Conditions
  1. Financing information provided here does not constitute an offer of sale or approval. Any sale is subject to terms & conditions.
  2. BMW Financial Services (S) Pte Ltd reserves its absolute right to terminate, amend or change its financing plans and the information above without prior notice. BMW Financial Services or its partners are entitled to decline any loan applications at its sole discretion.
  3. The offer above is not applicable with other promotions, unless stated otherwise.
  4. BMW Financial Services recommends to you the BMW Motor Insurance with its financial solution plan, whereby it is underwritten by Liberty Insurance Pte Ltd
  5. For further clarification on your customized BMW Financial Solution, please refer to our BMW Sales Consultants at your preferred BMW Authorised dealer or contact us at 1800-2255-269.